Free credit report and score Parkersburg

Sally Herigstad lives in free credit report and score Parkersburg Kent, Wash., with her husband Gary.

To Her Credit answers a question about a debt or credit issue from a CreditCards.com reader each week. About Equifax A credit score is an indicator of how likely you are to default on a loan or credit card.

Your credit score is determined by a combination of the following: Things like age, race, color, national origin, sex, and marital status do not have free credit report and score Parkersburg any bearing on your credit score. Only positive and negative information from the five categories mentioned above make up your credit score.

Follow these tips for reaching your maximum credit score: Credit scores make a difference. Hit the 620 mark and you are considered Fair, 680 is good and anything above a 700 is great. At 700 or above you will be considered a prime borrower and should have no problem getting credit and the very best free credit report and score Parkersburg interest rates. Strangers all kinds of strangers are regularly looking at your free credit report and score Parkersburg credit scores, accessing your history, and forming pictures of your life. All they need is your social security number and that isnt hard to free credit report and score Parkersburg get any more. annual free credit report Who are these free credit report and score Parkersburg people, and why do they want to know your private business? Looking at your financial life gives people free credit report and score Parkersburg an impression of you, and of how you conduct your life in general. Of course, much of free credit report and score Parkersburg it is none of their business free credit report and score Parkersburg but its a fact. A prospective employer looking at your credit report will see if youve been job-hopping or if you move from city to city with regularity. Because it costs time and money to train a new employee and they want people who will stay and work free credit report and score Parkersburg after they're trained. Theyll even know if youve changed spouses, because your credit report shows who shared responsibility for each debt. As for prospective mates it's very free credit report and score Parkersburg unromantic, but when you tie your financial life to another's, it's good to know if it free credit report and score Parkersburg will hurt you or help you. your credit check Of course everyone who might extend credit to you wants to know if you're a good risk. But what about insurance companies, cell phone and cable companies, and satellite providers? Apparently insurance companies have decided that you're more likely to file a claim if your credit score is low. I don't know if that's true, or just an excuse to charge free credit report and score Parkersburg more.

Cell phone, cable, and satellite providers generally have money invested in getting you as a new customer the "free" equipment and installation isn't free they figure it into your first year or so of service, so they want to know that you can and will continue to pay your monthly fees. Shouldn't you be looking at your free credit report? A Free free credit report and score Parkersburg Credit Report Could be Worth Thousands How can something free be worth free credit report and score Parkersburg thousands? Because your free credit report free credit report and score Parkersburg contains information that will affect every aspect of your life from where free credit report and score Parkersburg you live and what you drive, to the dollars you're able to put away for your child'free credit report and score Parkersburg s college education. access free credit report The information you get may be good and you'll know that you need to keep doing what you're doing. if it's only mediocre or even bad, you'll know that you need to make some changes in your life. Even if you have no desire to use free credit report and score Parkersburg credit today, things change. Next year, or three years from now you may have a burning desire to buy the home of your dreams.